Article published by : DONALD DEADWYLER on Sunday, December 24, 2017 - Viewed 580 times

Category : Real Estate

7 Tips for First Time Home Buyers

Congratulations! You have saved enough money to make a lightning move on a house. How do you now go from looking online until midnight at dozens of houses for sale in your price range to actually making an offer? Here are 7 Tips for First Time Home Buyers.

7 Tips for First Time Home Buyers

1.Before house hunting, get pre-qualified – talk to different lenders and see not only who offers the best rates and terms, but has manageable fees and costs. Lender fees can vary quite a bit from one to the next. The mortgage industry has three main types of lenders: big banks and credit unions, mortgage bankers and mortgage brokers. Visit them all. Pre-qualification gives you great information about how much house you can afford and allows you to move quickly if you find the right house.

2.Get professional help – Find a realtor you can trust. Yes, you have unprecedented internet access to sellers’ information, but a realtor has years of experience that can help you with everything from facts about the area, the appraising of a dwelling, the paperwork, the comparisons, and negotiation on price. If you need help finding a qualified agent, Obsidian Home Solutions knows many professional agents we can refer you to for your first home purchase. Keep in mind that can also help you find your dream home. Sometimes we allow buyers to choose finishes in the house before we have finished the rehab, that way you can customize the home to your liking.

3.Check out the schools – What is the reputation? Can the kids walk to school? Is there an alternative school available, like a charter school or parochial school if the public school doesn’t work out?

4.Always hire a home inspector – “You should hire your own home inspector, preferably an engineer with experience in doing home surveys in the area where you are buying. His or her job will be to point out potential problems that could require costly repairs down the road.”

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